Investor Behavior: The Psychology of Financial Planning and Investing H. Kent Baker, Victor Ricciardi
Publisher: Wiley

Jul 22, 2013 - I don't know if the behavioral psychologists would approve of my contract or not, but it helped me through 2008, and I'm still sticking with it--knowing my own limitations and shortcomings has helped me do so. Likewise, I hope this special report Financial planner Mark Balasa addresses why a total-return approach is more ideal for retirees than an interest-only strategy of the past and why investors shouldn't listen to short-term noise. Sep 6, 2011 - Stick to your investing plan Many of you may not have heard of the term behavioral finance biases, but it is hard to find a point where our minds do not get in the way of our money. Jun 18, 2010 - In 2001 Dalbar, a financial-services research firm, released a study entitled "Quantitative Analysis of Investor Behavior", which concluded that average investors fail to achieve market-index returns. We try to kid ourselves that we are rational human beings who make rational decisions, but history and our stock market has proved us wrong You are supposed to consider your total investment portfolio, and the goal is to increase your wealth to accomplish these financial goals. Stop your 401k feeding the stocks and funds. The chart below shows the investor psychology cycle of investment behavior overlaid against the S&P 500 index. U wanna march on wall streetu need to take every cent outta the primary market and into bonds. I did it last year, converted every dollar into my own separate retirement plan. Sep 17, 2013 - Retirement Planning · Roths, IRAs, 401Ks, etc. Medicare & Social Security That's because investors' emotions and behavior often lead them to inferior performance—they tend to exit stocks and funds before gains (i.e., panicking and selling at the bottom of the market and missing the subsequent upswing) and enter before losses (i.e., investing at or near the peak). Aug 1, 2013 - It's a relatively new field that tries to combine behavioral psychology theory and economics and finance to explain why people make irrational financial decisions. We believe that being an effective financial advisor requires a sound grasp of investor psychology. Psychological profiles of investors that are used against them. Jul 24, 2013 - Retail investor's actions are driven by emotion rather than logic. Financial literacy is a cruel joke that Wall Street insiders keep playing on investors, local governments, school systems, Congress and the president.